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OTHER BUSINESS SOLUTIONS

At Avera Payments, we go far beyond payment processing. We offer an ever-expanding suite of business solutions designed to boost your bottom line, streamline operations, and give you more ways to serve your customers. From loyalty programs to financing and online ordering, our tools are built to grow with you.Looking for something specific? We’re always adding new services—just ask.

GIVE CUSTOMERS A REASON TO KEEP COMING BACK

Gift & Loyalty Programs

 

Our custom-branded gift cards and loyalty programs are simple to set up and easy to use—whether in-store or online. Reward repeat visits, run promotions, and increase average ticket sizes with tools that work right through your POS.

Branded physical and digital

gift cards

Easy integration with your

existing system

Points-based or visit-based

loyalty options

Set up automatic rewards

birthday offers, or VIP tiers

Credit Card Purchase
GOOD FOR YOUR CUSTOMERS & YOUR MARGINS

Dual Pricing, Cash Discounting & Surcharging

 

Credit card fees can eat into your margins—especially in high-volume or low-ticket businesses. That’s why we offer several compliant pricing strategies to help you manage or offset these costs while staying transparent with your customers.

Dual Pricing: Display both cash and card prices, letting customers choose. The card price includes the cost of processing.

 

Cash Discounting: List card prices and offer a discount at checkout for cash payments. Popular with retailers and quick-service businesses.

 

Surcharging: Add a small fee to credit card transactions to recover processing costs. Only applies to credit cards (not debit), and follows all card brand rules and state laws.

Want help choosing the right model? We’ll guide you based on your business type, transaction volume, and compliance requirements.

Access Capital & Fuel Your Growth

 

Financing, Lending, and Cash Advances

 

Access working capital when you need it—without jumping through hoops. We offer fast, flexible financing solutions, including merchant cash advances and small business lending options with simple payback terms.

 

  • Use funds for payroll, inventory, renovations, and more.

  • Quick approval process.

  • No collateral required.

Get Paid Faster, With Fewer Fees

 

ACH Payments

 

Looking for a cost-effective alternative to credit card processing? ACH payments let you collect funds directly from your customers’ bank accounts—ideal for high-ticket items, recurring billing, or service-based businesses.

 

  • Lower transaction fees compared to credit cards

  • Great for invoices, memberships, and subscriptions

  • Seamlessly integrates with your existing payment setup

  • Fully secure and compliant with NACHA standards

Contact us

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